Testimonials
I am very comfortable with the service and the way my finances have been set up.
Richard of Hemel Hempstead
We have known Paul for many years and trust his ability to care for us in this area.
Paul from Billingham
Blog
BUDGET HIGHLIGHTS - OCTOBER 2018
PERSONAL ALLOWANCE & HIGHER RATE THRESHOLDS TO RISE FROM APRIL 2019
The Chancellor confirmed that the government’s target of reaching a tax-free Personal Allowance of £12,500 and a higher rate tax threshold of £50,000 by 2020 will be met one year early, with those amounts being introduced... Read more
Unclaimed Pension Funds - What can you do?
It was reported today that there is an enormous £20 billion pot of pension money that remains unclaimed, due, mainly, to people changing employers, changing address and becoming untraceable.
Pension providers should be sending out statements of accrued benefit each year, but if you are no... Read more
U-turn on scrapping of class 2 NI contributions
Class 2 National Insurance (NI) contributions will no longer be scrapped from April 2019.
You will recall that the Chancellor, Philip Hammond, attempted in his first Budget to effect two 1% increases in Class 4 NI contributions to compensate for the planned ending of Class 2 NI from 2018/19... Read more
Is it Time to Fix your Mortgage Rate?
There has been a lot of speculation recently around the Bank of England (BOE) increase in Base Rate. The BOE base rate had been at 0.25% since August 2016 and prior to that was 0.50% for more than 7 years. These have been the lowest rates in history!
When the BOE base rate changes... Read more
Off-payroll working in the private sector (IR35)
A new consultation has been launched to make sure that people who effectively work as employees pay the right amount of tax. Existing off-payroll working rules (IR35) were introduced in 2000 and are intended to stop individuals avoiding employment taxes by working through their... Read more
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