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U-turn on scrapping of class 2 NI contributions

Class 2 National Insurance (NI) contributions will no longer be scrapped from April 2019. You will recall that the Chancellor, Philip Hammond, attempted in his first Budget to effect two 1% increases in Class 4 NI contributions to compensate for the planned ending of Class 2 NI from 2018/19... Read more

Is it Time to Fix your Mortgage Rate?

There has been a lot of speculation recently around the Bank of England (BOE) increase in Base Rate. The BOE base rate had been at 0.25% since August 2016 and prior to that was 0.50% for more than 7 years. These have been the lowest rates in history! When the BOE base rate changes... Read more

Off-payroll working in the private sector (IR35)

A new consultation has been launched to make sure that people who effectively work as employees pay the right amount of tax. Existing off-payroll working rules (IR35) were introduced in 2000 and are intended to stop individuals avoiding employment taxes by working through their... Read more

Your Privacy and Your Rights

Your privacy is important to us and, in the light of the new General Data Protection Regulation (GDPR), which came into force on 25th May 2018, we have published, a guide which gives details of how we deal with, and treat, your data. GDPR gives you more control over how your personal information... Read more

SELF EMPLOYED? - 2018/19 FINAL YEAR FOR PAYING VOLUNTARY CLASS 2 NICs

Under current rules, self-employed taxpayers making low profits (below £6,205 pa for 2018/19) are exempt from paying Class 2 National Insurance, but can choose to pay it voluntarily. Class 2 National Insurance Contributions for the 2018/19 have been set at £2.95 per week (£153.40 per... Read more

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I was really pleased with the amount of time my Advisor took in explaining the proposals. I was also pleased that he was so patient with my questioning - trying to understand financial matters when One isn't as familiar with them as the Advisor can be challenging but Paul has been great, listened to us and answered all our queries clearly

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