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7 things you need to know before you use equity release

Your home may be one of the largest assets you own, and unlocking property wealth using equity release could significantly boost your funds later in life. According to the Equity Release Council, in the final quarter of 2024, homeowners withdrew around £622 million from their homes. The average... Read more

3 scenarios when a variable-rate mortgage might be right for you

When you’re taking out a new mortgage deal, one of the key questions to answer is: do I want a fixed- or variable-rate mortgage? There isn’t a straightforward answer to the question. It’ll depend on your circumstances and your plans. If you choose a fixed-rate mortgage, the rate of interest and... Read more

How past efforts and losses might affect your decisions today

Have you ever made a decision to continue with a course of action based on what you’ve already put into it? This bias, known as “sunk cost fallacy”, might mean you don’t make rational decisions and stick to a path that’s no longer right for you. If you’ve been affected by the sunk cost fallacy,... Read more

Take back control of your happiness

This guest blog was written by Chris Budd who wrote the original Financial Wellbeing Book, and also the Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing, and has written more than 100 episodes of the Financial Wellbeing Podcast. One would imagine that... Read more

Revealed: The best city break destinations for this summer

Are you planning a city break this summer? With so many destinations to choose from and pros and cons to weigh up, deciding on a location might feel overwhelming. Luckily, Which? recently released the results of a survey where they asked over 1,500 members to rate their experiences of world... Read more

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